The Authorize.Net eCheck.Net Department reviews your eCheck.Net service application and accompanying documentation based on pre-determined underwriting criteria.  Authorize.Net may request additional information or documentation from you prior to making a decision about your application. In addition, Authorize.Net may require a risk reserve (the withholding of a percentage of eCheck.Net funds to cover potential costs incurred by high risk transactions) prior to activation of the service. 

After your application is reviewed by Authorize.Net, you will be notified via email of the underwriting decision. The email will include the monthly and per-transaction processing limits for your eCheck.Net account and any other applicable fees. If your application is declined,the email will provide the reason(s) for the decline.